I realize that amidst the busy lives we all live, learning about budgeting and finances can sometimes take a backseat to other priorities. I am here to help you make sense of your credit report, teach you strategies to improve your score, and lead you down a path to home ownership.
I pride myself on keeping my clients and colleagues informed on both the good and bad news (it happens), throughout the steps of obtaining a mortgage. I will seek out the best programs, interest rates and terms suited to each client's specific needs. Whether you are looking to refinance a current mortgage, searching for your first home, or you have purchased and sold a few houses in your day, I will provide you with the solutions you need to make the process as streamlined as possible.
I was born and raised in Belvidere, IL, and received my B.S. in Finance & Marketing from the University of Illinois in Urbana-Champaign before returning home to make an impact in my hometown and nearby communities.
I currently reside in Belvidere and when I'm not at the office, I spend time traveling, attending concerts, cooking, following Chicago sports, working on community development projects with the Rockford Area Realtors’ Young Professional Network, and trying very hard not to be the worst golfer in the Stateline.
What clients have to say:
“Michael was amazing to work with. We started our selling process a year prior to actually moving. Our sale fell through so we had to stop. When we were ready to start again Michael updated our records and jumped right back into the process like we never stopped. Our sale was complicated and at the last minute fell through. He helped us figure out what we had to do to still be able to purchase our home. Through a very stressful time, Michael was extremely helpful and was the best part of the process. Thank you!”
"Mike Hughes was EXTREMELY prompt and attentive throughout the entire process. The home we purchased (a foreclosure) took much longer than expected, but Mike did everything he could to expedite the process so that when it was available to purchase, we’d be all set. At the seller’s request, Mike got our loan through underwriting in one day. Although it was an unrealistic request, he bent over backward and made it happen."
"I cannot say enough positive things about him. He was very informative and helpful from day 1 to closing. I will DEFINITELY be recommending Blackhawk Bank and Mike Hughes to my friends who are currently in the beginning stages of looking at properties!"
Please connect with me on LinkedIn